July 2019

Spiral helix fossil

The Bones of the Earth: Utah’s Fossil Treasure Trove

Scientists brought Utah reporters to an undisclosed location in the vicinity of Lake Powell to share exciting paleontological news: they’ve unearthed several bone and teeth fragments that belong to a species of mammoth. The researchers asked the reporters to keep the location of the site secret for the time being because of the fragility of […]

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Field marketing officer talking to a client

Do We Still Need Field Marketing Organizations?

Almost every insurance carrier has a field marketing organization (FMO) through which they sell their products.  For example, if an insurance agent is looking to sell final expense insurance packages of insurance company X, there’s almost no chance that the insurance agent will engage the insurance carrier directly. Instead, the insurance agent will buy the

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small business

Small Business Funding Options: Term Loan vs. Business Line of Credit

Building and operating a small business comes with specific challenges, and among the most significant challenges are choosing the best financing options and managing finances. If you require funding to grow your small business, you have various options available to you, the most common being a standard term loan and a business line of credit.

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backyard outdoor modern kitchen

Key Structures You Should Include in a Backyard Retreat Area

Backyards in the past were primarily forgotten spaces of a property. Nowadays, most people are aiming for outdoor living. As such, backyards have become one of the focal elements of entertainment on all properties. Planting beautiful flowers and landscaping are only part of the steps when transforming your backyard into a retreat area. You need

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